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ERC Credit and pension calculation

  • 1.  ERC Credit and pension calculation

    Bronze Most Valuable Member
    Posted 06-10-2025 01:10 PM

    Good afternoon everyone. Thank you in advance for your assistance.

    I have a client who received their ERC refund checks in late 2024 and 2025.  Originally when we received these payments we were required to file amended returns for the original period covered by the claim. When doing so we reduced the wages and included the credit as other income. 

    It is my understanding that we no longer need to file amended returns since the statue has passed and now we are to simply include the credit as additional income. I do not see  an indication that we must also reduce the wages during the current filing period when we pick up the credit as income.  Is this correct?

    The reason for the question is that I have a sole proprietor who has a pension plan and I believe that this will have an impact on the pension contribution. Since we are not reducing the wages but we are including the credit as income this would result in a higher pension contribution if the net income is below the annual cap.

    Thoughts?


    Thank again 

    Paul



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    Paul J. Sadej
    CPA
    Paul J Sadej Jr CPA PC
    BELLMORE NY
    516-409-4102 ext. 108
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The opinions expressed are the views of the author alone and should not be attributed to any other individual or entity and shall not constitute an accounting opinion.